RZB Finance LLC is an active Export-Import Bank of the United States (“ExIm Bank”) lender. We provide credit worthy Foreign Buyers of US origin goods and services with competitively priced financing and assist U.S. Suppliers in increasing their export sales.

RZB finances creditworthy private and sovereign foreign buyers. To qualify for ExIm Bank support, the product or service must have at least 50 percent U.S. content. RZB will finance the export of all types of goods or services, including commodities, as long as they are not military-related (certain exceptions exist). Generally, both new and used goods are eligible for financing.

RZB Finance now offers financing under its:

Long-term Loan Guarantee Program for large capital items where the loans amount is over $10 million or the repayment term is 7 years or longer.

• Loan value is generally up to 85% of the US Contract Price, plus the ExIm Bank Exposure Fee, plus some approved ancillary fees
• Repayment is in semi-annual installments of equal principal and interest due Floating rate (LIBOR-Base) or Fixed rate (subject to market availability) interest options
• Term is 7 years and up, subject to ExIm Bank approval
• Examples of eligible exports: Large commercial aircraft; power plants

Medium-term Loan Guarantee Program for small- to medium-size capital items where the loan amount is less than $10 million and the repayment term is less than 7 years.

• Loan value is generally up to 85% of the US Contract Price, plus the ExIm Bank Exposure Fee or Insurance Premium. Repayment is in semi-annual installments of equal principal and interest due
• Floating rate (LIBOR-Base) or Fixed rate (subject to market availability) interest options
• Examples of eligible exports: Mining, construction, processing and agricultural machinery, environmental equipment; services such as engineering, architectural design, and proprietary computer software

Medium-term Financing Lease Program for overseas companies that prefer to lease rather than purchase capital goods.

• The lease structure is similar to a medium-term loan, but allows the overseas user (i.e., the Lessee) of the equipment possible local tax benefits
• Lease payments are made semi-annually and include 85% of the US contract price, plus fixed rate interest, plus the ExIm Bank insurance premium
• Payments are made in equal semi-annual installments (i.e., mortgage style) over the life of the lease
• Examples of eligible exports are: same as Medium-term programs

Bank Letter of Credit Program for the financing of small capital and consumer goods under time or deferred payment letter of credit issued by approved banks.

• Letters of credit must be irrevocable and subject to ICC publication 500
• Covers payment terms up to 180 days from the date of first presentation documents in compliance with the letter of credit. On application and approval by ExIm Bank, terms for letters of credit in connection with exports of agricultural commodities, fertilizer or capital goods may be for up to 360 days
• Payment is made to US exporter upon presentation of non-discrepant documents
• Examples of eligible exports are: Consumer goods, and small capital goods

In order to be eligible for ExIm Bank support and financing under any of the RZB ExIm Bank programs the following guidelines apply:

• ExIm Bank must be open in the country of import, for the Borrower sector and for the repayment term required
• The Borrower must be creditworthy and offer a reasonable assurance of repayment. If the borrower fails to meet ExIm Bank's credit standards, an acceptable corporate or bank guarantor will be required
• The exported item must meet ExIm Bank’s US content requirements
• ExIm Bank is prohibited from financing military items. ExIm Bank will finance the export of any type of good or service, including commodities, as long as they are not militarily-related (certain exceptions exist)

These are just some of the export sales RZB Finance LLC has financed under its ExIm Bank program:

• Medium-term sale of an electric generator to the Dominican Republic
• Medium-term lease of agricultural equipment in Costa Rica
• Medium-term sale of television transmission equipment to Mexico
• Short-term letter of credit sale of used trucks to Nigeria
• Medium-term sale of movie theatre equipment to the Dominican Republic
• Medium-term sale of used trucks and tractors to Nicaragua